Prior to the birth of the internet several decades ago, the most popular and only payment option for people was cash. Now, as technology has completely transformed the way we act, and influenced businesses, consumers are spoiled for choice with the variety of payment methods at their disposal. Not only are consumers now allowed to make payments online, but the list of payment options seems endless. It is no surprise then that it is vital to weigh up the pros and cons of each payment method in order to find the best one that caters to everyones needs.
In fact, among the many payment method options that are now gaining attention with the public, Apple Pay is certainly standing out as one of the most fondly regarded. Apple Pay is essentially a mobile payment service by Apple Inc. which permits those who use it to make payments both in person and online. If opting to use it for purchases, it is optimised for Apple devices including the iPhone, Apple Watch, iPad and Mac. In order to make purchases on your iPhone or other Apple devices you should keep an eye out for the Apple symbol which signals that it takes Apple Pay as a viable payment method. Apple Wallet is supported by millions of businesses, from your favorite coffee chain up the street to airlines that take you across the country. It’s important to note that every app and service is different, but these are the general guidelines for adding a pass, such as a rewards card, coupon, or boarding pass to your Apple Wallet.
The most common device to make Apple Pay purchases on is the iPhone. In order to do this, you simply use your default card and if your iPhone has Face identification features double-click the side button. It may also require you to enter your passcode in order to open the Apple Wallet. Alternatively, if your iPhone has Touch ID, double-click the Home button. Apple Pay also allows you to use a range of cards, which you can easily and seamlessly switch by tapping and approving the new card.
If you are making purchases in person with a card machine, hold the top of your iPhone near the contactless reader until ‘Done’ and a tick appears on the display. It is a similar process for Apple Watch users who will be required to double-click the side button. You will then be required to choose your card and hold the display of your Apple Watch near the contactless reader. Apple Pay is also a versatile form of payment which allows users to make purchases online or within apps. Again, you can use a variation of cards when you venture online. When your payment is successful, you’ll see the word ‘Done’ and a tick on the screen which confirms that your payment has gone through.
The great thing about Apple Pay is the fact that it can also be used offline. Therefore, if you are using Apple Pay in stores, you do not have to have WIFI connection or 4G to make purchases. In this sense, this form of payment is like the traditional credit and debit card. Unlike the credit and debit card which can also be easily lost, even if you lose your phone or device that you use Apple Pay on no one can steal your information and use your cards. With Apple Pay there are no extra fees or hidden costs associated with this form of payment. This means that you won’t have to spend extra money to try and pay for things. The fact that Apple Pay is also to be used and accessed on a mobile device as opposed to on a desktop is a brilliant attraction factor. This is great for people who are on the go and don’t want to carry a physical credit or debit card with them.
Apple Pay is also not limited in what you can use it for especially now that businesses are recognising it and embracing it more. Now, with the growth of online casino games with companies like VirginGames, payment methods like Apple Pay can be used to make quick and easy deposits for your favorite games. The allurement to Apple Pay for many is also the high level of security that it practices which is especially important when you are depositing money into your account at online casinos. Typically, Apple Pay is deemed as a safe method of paying that using a credit, debit or prepaid card. This is also because your personal details including your card number and identification information is not shared with companies that you are making purchases with. As Apple Pay doesn’t use your card number to make a purchase and instead uses a token called a “device account number” to complete the transaction, this significantly decreases the likelihood of information theft or a security breach.
In summary, one of the most popular mobile payment platforms on the scene today is Apple Pay. Apple Pay is widely accepted which means that it is easier than ever to find shops and facilities that accept it. With the many benefits of using Apple Pay becoming clearer, many people are set to have a preference for this payment method in the future and we should witness a further decrease in the quantity of people using traditional modes of payment.